We offer financing
A new roof shouldn't wait on a lump sum
Storm damage and worn-out shingles don't care about timing. Flexible financing turns your project into a manageable monthly payment — so you can fix it right, right now.
NJ HIC #13VH13814500
NJ licensed contractor
Fully Insured
Liability & workers comp
Financing Available
Flexible monthly payments
Residential + Commercial
Homes, HOAs & businesses
Free Estimates
Fast, honest quotes
How financing works with Paragon
- Free estimate first. We inspect, measure, and give you an exact itemized price — so you finance the real number, not a guess.
- Quick pre-qualification. A short application with a soft credit pull shows your available plans in minutes.
- Pick your payment. Choose the term and monthly amount that fits your budget.
- We build. Most roofs are installed in a single day; your first payment typically isn't due until after the work is complete.
What you can finance
- Roof replacement & major roof repairs
- Vinyl & premium siding
- Replacement windows and entry doors
- Decks, gutters, and full exterior remodels
- Commercial roofing systems
Have insurance covering part of a storm claim? We regularly combine insurance proceeds with financing to cover deductibles and upgrades — see our storm damage services.
Financing FAQs
Can I finance a roof replacement in NJ?
Yes. Paragon Exteriors offers financing on roof replacements, siding, windows, doors and decks, turning a five-figure project into a predictable monthly payment. Ask for current plans and terms when you book your free estimate.
Does applying for roofing financing hurt my credit?
Pre-qualification typically uses a soft credit pull that does not affect your credit score. A hard inquiry only happens if you accept an offer and proceed with funding.
What credit score do I need to finance a new roof?
Approval odds are strongest above the mid-600s, but multiple plan options exist across the credit spectrum. The only way to know is a quick, no-obligation pre-qualification — we will walk you through it at your estimate.
Is financing better than waiting to save up?
A leaking or aging roof usually costs more the longer it waits — water damage, mold, and interior repairs add up fast. If your roof is actively deteriorating, financing the fix now typically beats paying for the extra damage later.
Get your free estimate & financing options
Tell us about your project — we respond fast, usually the same day.
Questions? Call 848-633-6440
We'll give you straight answers on pricing and payments.
NJ HIC #13VH13814500 · Licensed & insured · Financing available